BEWARE OF SCAMMERS impersonating Foothill Representatives who appear to be calling from a Foothill Credit Union number. Remember, Foothill reps will not ask you for your log-in credentials or for your multi-factor authentication (MFA) codes. When in doubt, hang up and call us at 626-445-0950 directly.
Split Your Payments
Did you just make a large expense on your Foothill debit card, but need access to more funds? Then, Split Your Payments is the way to go.
Plan Your Purchase
Are you about to make a large purchase with your Foothill debit card, but don't want to empty your checking account? Then, Plan Your Purchase is for you.
This Buy Now, Pay Later (BNPL) loan provides you with the cash you need to make the purchases you want with your debit card, before you even start shopping.
Whether you choose Split Your Payment or Plan Your Purchase, you're good to go. Just log-in to your digital banking to get started.
No credit check.
No application. Your BNPL offers are tailored for you and are pre-qualified. Simply view and accept to proceed.
No new cards and accounts. Continue using your existing Foothill checking account and debit card when accessing BNPL offers.
Everything in your digital banking. Review and manage your BNPL offers, plans, and payments in one place.
BNPL offers are found in Foothill's Digital Banking under the Loans tab marked as "Buy Now Pay Later".
There is no application for a Foothill's BNPL loan. All Split Your Payments and Plan Your Purchase BNPL offers found within Digital Banking are pre-qualified for you to view and accept. You will receive a summary of the loan details in your email.
After you have accepted a Foothill BNPL offer, your purchase amount will be deposited into your account in moments. In some cases, this can take up to 24 hours.
No, Foothill's BNPL offering does not require a credit check.
Yes. You can pay off your BNPL plans early without penalty.
If you do not see any BNPL offers, this may be because your current account status is not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back.
If you are eligible for Plan Your Purchase but do not see Split Your Payments offers, this may be because you do not have recent debit card purchases that are eligible for BNPL.
A purchase eligible for Split Your Payments is a debit card purchase made in the past 60 days that is at least $200 and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance, etc.). Other restrictions surrounding the merchant type and transaction limits may affect BNPL eligibility.
Yes. Your eligibility for BNPL offers is partly determined by the number of outstanding loans you have active. Therefore, taking out Plan Your Purchase loans may impact the Split Your Payments offers you are eligible for, and vice versa.
Foothill Credit Union is a full-service credit union with California branches in Arcadia, Covina, Glendora, and Upland.
